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Holding cost calculator

What every extra month costs you — taxes, insurance, utilities, and the loan.

Loan balance$180,000

Interest rate10.5%

Property tax / year$3,600

Insurance / year$1,800

Utilities / month$350

Months held5

Holding cost / month

$2,475

$81 a day, every day it sits

Loan interest / mo

Taxes + insurance / mo

Utilities / mo

Total over 5 months

Every day a job slips, this number keeps running. FLIP watches the schedule so the slip shows up before the bill does.

Holding cost is the quietest way a good deal turns average. Feed this monthly figure into theprofit calculator → to see what a two-month overrun really costs you.